If entire household assets total less than $5,000.00, the actual annual interest earned on those assets will be added to household income. If entire household assets total more than $5,000.00, the greater of (1) actual annual interest income earned, or (2) a two percent accrued interest premium on entire household assets (e.g. total assets $10,500 x .02 = $210 accrued interest) will be added to applicant income to complete the HUD formula to determine subsidy.